Is my bank retaliating?

I run a logistics company and recently claimed compensation from my bank through the Financial Conduct Authority (FCA) as I strongly believe we were a victim…

Bank Called In Loan

Two years ago I took out a business loan. My business has been repaying it since then, I made underpayments for three months with banks approval due to cash-flow difficulties…

Business borrower?

What actually constitutes mis-selling will vary in each case but it is likely that borrowers were of the understanding that they were ultimately only liable for 25% of the original…

Mis-selling of Interest Rate Products

The mis-selling of interest rate caps, swaps and collars to SMEs hit the headlines recently, and the leading banks have found themselves under the spotlight of the FSA…

Liability For Bad Investment Advice

In unstable markets many investors have lost money & sometimes this has been due to negligent financial advice. Patrick Selley describes the options open to you…

Diversion of Business

Competition is in the very nature of business and is something that free markets pride themselves upon. However, what should you do if you discover that others with knowledge…

Is my bank retaliating?

Is my bank retaliating?

I run a logistics company and recently claimed compensation from my bank through the Financial Conduct Authority (FCA) as I strongly believe we were a victim…

read more
Bank Called In Loan

Bank Called In Loan

Two years ago I took out a business loan. My business has been repaying it since then, I made underpayments for three months with banks approval due to cash-flow difficulties…

read more
Business borrower?

Business borrower?

What actually constitutes mis-selling will vary in each case but it is likely that borrowers were of the understanding that they were ultimately only liable for 25% of the original…

read more
Diversion of Business

Diversion of Business

Competition is in the very nature of business and is something that free markets pride themselves upon. However, what should you do if you discover that others with knowledge…

read more
Bank Guarantee Claims

Bank Guarantee Claims

Personal Guarantees are more common now than ever and creditors can be quick to take action against a guarantor. However, not all personal guarantees are enforceable…

read more
Undue Bank Pressure

Undue Bank Pressure

Most businesses have some bank indebtedness and, given market conditions, this is typically secured by a complicated series of debentures, fixed/floating charges…

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Personal Guarantees

Personal Guarantees

As the name suggests, a guarantee is a contractual promise to pay the liabilities of another. The guarantor is typically a shareholder, director or group company with assets…

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RBS sued over banking tactics

RBS sued over banking tactics

RBS is facing fresh legal action from entrepreneurs who claim senior staff drove their businesses “into the wall” so that valuable assets, such as property, could be seized…

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Property Development

Property Development

A limited Company was set up for the purposes of carrying out a specific property development project, (the Company). The property was acquired with the assistance of a loan…

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Acquiring a Hotel

Acquiring a Hotel

Two businessmen formed a company for the purpose of acquiring a hotel the south of England and eventually redeveloping it. The company took a long lease of the hotel…

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Cottage Development

Cottage Development

Building society had advanced monies to a private property developer who intended to gut an existing cottage and redevelop it. The form of the loan documentation used rather oddly…

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Patrick Selley. Keystone Law, 48 Chancery Lane, London, WC2A 1JF.

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